AI Tax Preparation Platform for Freelancers and Gig Workers
Freelancers and gig workers overpay taxes by $2K-8K annually because they miss deductions, do not track expenses properly, and cannot afford CPAs. FlyFin uses AI to continuously monitor income and expenses from bank accounts, identify tax-saving opportunities throughout the year, and prepare tax returns with maximum deductions, replacing the annual tax scramble with year-round optimization.
Problem Statement
A freelance designer earns $120K annually through 5 clients, paying for software subscriptions, home office, travel, and equipment. At tax time, they spend 2 weeks gathering receipts, categorizing expenses, and using TurboTax. They miss $3K in legitimate deductions because they do not know all eligible categories. Hiring a CPA costs $1,200 and still requires them to organize their own records.
The Idea
An AI tax platform for freelancers that continuously monitors income and expenses, identifies deductions in real-time, and prepares optimized tax returns throughout the year.
Why Now
The freelance and gig economy grew to 76 million workers in the US in 2026. Tax code complexity disadvantages freelancers who cannot afford CPAs ($500-2,000 for freelancer returns). AI transaction categorization and tax code understanding in 2026 reliably identify deductions that human filers miss. Year-round tax monitoring prevents the end-of-year scramble.
Target User
Freelancers, independent contractors, and gig workers with $50K-300K annual income from self-employment
Target Market
US freelancers and gig workers filing Schedule C with self-employment income
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